It's that time. Are you covered?

Starting today, the Health Insurance Marketplace is open for business. This means something for all of us.

Whether you changed jobs or haven't been covered in the past, if you need health insurance for 2016, you can visit HealthCare.gov right now, apply, and get covered.

Maybe you just want to shop around, consider your options, or update your current plan. Either way, now is the time to do it. Just make sure you create an account so that you can log back in, apply, and enroll, or just update your info before January 31, 2016.

Plans on the Marketplace change every year and, new, better and more affordable plans might be available in your area this time around.

And if you're already covered, then help spread the word to friends, family and loved ones -- let them know it's time to join the millions of Americans getting covered during the next three months.

Right now, too many Americans who stand to benefit most from coverage have no idea what "open enrollment" means, what kind of coverage they're eligible for, or what health care might mean for them.

We can help change that. Let them know it's time to #GetCovered.

Thanks -- and we'll be in touch soon.

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